How old do you have to be to get a Debit Card

How old do you have to be to get a Debit Card? A debit card is one of the most important cards through which people withdraw money and use it at shops and other stores. There is a specific age that is required to own a debit card.

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So, most of the time, the parents will have this common question as to how old do you have to be to get a debit card? or let me rephrase it, how old my child has to be to own a debit card. If your child is a minor then, you can open an account in the bank in their name but on your behalf. But when it’s the case of the debit card it’s a bit different. 

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How old do you have to be to get a Debit Card Limitations

Youngsters who are curious to become responsible and on their own will often question their parents how old do you have to be to get a debit card? The answer is that the minimum age requirement to own a debit card is 18 years of age.

Apart from that, there are some key points that you should note that who will tell you which is the right time for youngsters to own a debit card. So, before you have this question on your mind how old do you have to be to get a debit card? Consider the following. 

How old do you have to be to get a Debit card? 

If your child has reliable money or income, if you child is regularly depositing the money and not spending it, and if your child does not lose his/her wallet, and lastly if they constantly communicate with you about their expenses and spending, then you can be assured that your child is in the right age i.e.

18 years or above to have a debit card. So, no more questioning about how old do you have to be to get a debit card? Plus you should check whether the teen is responsible and ready for independent living. 

Teens Who Are 15 Years Old Can Have ATM Cards – 

So, before having this query about how old do you have to be to get a debit card? It is very important to check the above-mentioned key points and see whether your child/teen displays such a responsible attitude and behavior.

Once you are convinced that they will not misuse the money or use it for the wrong purpose, you can get them a debit card. In many states, at the age of 15 years teens have an ATM card and the account is a joint account with their parents. But that’s not the proper age for teens to get financial freedom and have ATM Cards, because they can misuse or lose the card.

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Nicky known as Nicky Parker, I am a writer and an industrialist by profession. My age is 33 years. My aim is to gather the attention of the targeted audience without being boring and unexciting. I like to utilize the free time in writing my views and thoughts for my book lovers or readers. My most preferred articles are usually about services and business, finance; however, I have written various topics in my articles. I do not have a specific genre. I get very creative when I have to express myself, I often sing, write, or draw to portray my feelings. When it comes to my free time or you can say ‘ME-TIME’, I love to play with my cat, sleep an extra hour or play my favorite video game